Terms of Use

Buying 1st House was created after several loan officers realized that many consumers are not aware of how mortgages work.  Buying1stHouse.com was created to help remove the mystery of how to obtain financing for first time home buyers, educate and help creat better more educated borrowers.

Terms and Conditions

We do not endorse any mortgage lender, broker, ban, real estate professional or related company, nor do we make any guarantees or endorsements of any lender, broker, broker agent, bank, loan officer or any and all agents whom you may enter into a contractual agreement with regardless of the information you submit via this web site.  Through any contract you may have with Buying1sthouse.com.  We make no guarantees, explicit or implied that the posted information is accurate.  Any dealings that you may have with a lender/broker, real estate professional or related company listed or whom contracted you due to the information you submitted via this site is solely your responsibility and the responsibility of that specific entity.  We expressly disclaim any liability or responsibility for the success or failure of any transactions you have with that lender or entity. You must make the final determination as to the value and appropriateness of the transaction.

If you submit a request to find a lender or a broker or submit a request for a quote and real estate information, there is no cost or obligation but we do not in any manner issue credit or loans.  For quote requests, we forward that informatoin to outside parties, independent of Buying1sthouse.com and affiliated site’s.  When you submit a request to this site and we forward that request to the unaffiliated loan officer and real estate related professionals you become a customer of that loan officer and not of Us.  The loan officer/real estate professional who contacts you will assume responsibility to follow up on your request.  Any transaction facilitated through an outside party (s) will be governed by that entities separate terms of use.  We expressly disclaim any liability or responsibility for the success or failure of your transaction. You must make the final determination as to the value and appropriateness of the transaction.

We are not affiliated with any government agencies, including the VA,FHA, Fannie Mae, Freddie Mac, or the Housing and Urban Development (HUD).  Links to External Sites: You may find links to other web sites on the internet that are owned and operated by third party vendors government agencies and other third parties not under our control.  All external links and sites are the sole responsibility of that site.  Please be aware that those sites have their own terms of use.  We offer no warranty or guarantee of these external sites and their links.


Disclaimer and limitation of Liability:  The site and the information and materials contained herein are provided “as is”.  We make no representation or warranties of any kind regarding this site or its operations, contents or information available on this site.  We expressly disclaim all warranties, expressed or implied, of any kind, with respect to the site.  In no event shall this site, its affiliates, including, officers, directors, employees or agents be liable for direct, indirect, compensatory, special, incidental, punitive or consequential damages arising from the operation, content or use of this site, even if advised of the possibility of such damages.  Some jurisdictions do not allow exclusions and limitations maybe not apply to you, and you may have other legal rights that vary according to jurisdiction. 

We make no representations, warranties or guarantees, expressed or implied regarding the accuracy, correctness or completeness of the content or the services or products merchantability, conformity or fitness for a particular purpose of the content or the services and products associated with the site.  It is your responsibility to independently evaluate the accuracy, correctness completeness of the content and services and that the content that may be available for downloading from the site is free of infections cancelbots or other codes or computer programming routines that contain contaminating surreptitiously intercept or expropriate any system, data or personal information.

The content of this site is intended only to assist you with making a financial decision and is broad in scope and does not consider your personal financial situation.  Your personal financial situation is unique and decisions or implementing any financial strategy, we recommend that you obtain additional information and advice from your accountant and other financial advisers who are fully aware of your individual unique circumstances.

Applicable Law and Venue: The site is operated in the State of Maryland.  The site can be accessed from all 50 states and the district of columbia, as well as from other countries around the world.  As each of these places have laws that may differ from those of Maryland, by accessing this site, both you agree that the statutes and laws of the State of Maryland, without regard to conflicts of laws and hereby submit to the exclusive personal jurisdiction and venue of the federal district and state courts of Maryland with respect to such matters.  We make no representation that the materials on the site are appropriate or available for use in other locations and accessing them from territories where their contents are illegal is prohibited.  Those who choose to use or access this site from other locations do so on their own initiative and are responsible for the compliance of local laws.  This site is a tool and is mostly comprised of opinions.  Always consult a professional when getting a loan and use your best judgement when making large financial decisions.

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